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Bright 2 Bedroom, 2 Bathroom Home at The Rio in East Harlem
342 East 119th Street, Apt 2A New York, NY
Welcome to Residence 2A at The Rio, a well-maintained cooperative located in East Harlem, Manhattan. This bright two-bedroom, two-bathroom home offers a comfortable layout with large windows that bring in excellent natural light throughout the living space.
The apartment features a spacious living and dining area, ideal for relaxing or entertaining. The open kitchen features full-size appliances, ample cabinet storage, and a breakfast bar that seamlessly connects to the main living space.
The primary bedroom includes a walk-in closet and a private en-suite bathroom. The second bedroom, located near the second full bathroom, offers flexibility for a variety of uses.
Additional highlights include good closet space and a practical layout that separates the living area from the bedrooms.
The Rio CooperativeBuilt in 2004, The Rio is a pet-friendly cooperative offering amenities designed for convenience and everyday living:
Elevator building
Live-in superintendent
Video intercom system
Fitness center
Laundry room
Shared outdoor terrace and courtyard
Garage parking
Prime East Harlem LocationLocated at 342 East 119th Street in East Harlem, this home is close to East River Plaza, a shopping center featuring major retailers such as Costco and Aldi. The neighborhood is also known for its diverse dining scene, popular local restaurants, cafés, and neighborhood eateries.
Transportation options nearby include the 4 and 6 subway lines, local bus routes, and convenient access to the FDR Drive, making travel throughout Manhattan easy.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
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Our Executive Mortgage Banker:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,709 | $2,817 | $3,683 |
| Total Monthly Payment | $2,801 | $2,909 | $3,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.