95 Reade Street, #4S, New York (Tribeca), NY, 10007 | $1,940,000

A Tribeca Huge Loft Steeped in History and Bathed in Light

In the heart of Tribeca, where cobblestone streets meet cast iron grandeur, stands 95 Reade Street-also known as 113 Chambers Street-a rare pre-war jewel with nearly a century and a half of New York history etched into its stone and iron. With only eight residences across six stories, the building offers an intimacy and authenticity.

Passing through the double security doors, you enter a quiet, understated lobby that feels worlds away from the energy outside. A private key locked elevator lifts you directly to the fourth floor, where just two homes share the landing. Each residence enjoys its own side staircase, a charming reminder of the building's 19th century origins.

Apt 4S opens into a sweeping loft bathed in southern light pouring in from Chambers Street. The moment you step inside, the space unfolds with a sense of volume and possibility-an expansive canvas ready for your vision. Currently configured as a one bedroom, one bathroom home, the loft's generous proportions offer the potential to reimagine the layout with additional bathroom and bedrooms.

The open kitchen anchors the main space with a double door refrigerator, electric induction cooktop, washer/dryer, and a large pantry closet. The current owner has introduced a raised living area-a thoughtful architectural gesture that creates a cozy, elevated nook good for reading, sleeping, or simply enjoying the sunlight that floods the room throughout the day.

Tucked quietly at the rear of the home, the bedroom offers a serene retreat away from the street. An antique library ladder to reach an upper storage, adding a touch of whimsy and old world charm. The bathroom features a soaking tub, Toto Washlet, and bidet, blending comfort with understated luxury. Split system AC units throughout ensure year round comfort.

Downstairs, a generous private storage space is assigned exclusively to Apt 4S-an invaluable amenity in loft living.

Features

  • Town: New York
  • Cooling: Unknown Type
  • Levels: 6
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Other
  • Year Built: 1915
  • Pet Policy: No Pets
  • Building Access : Elevator
  • Service Level: Voice Intercom
  • OLR#: RLS20073207
  • Days on Market: 99 days
  • Website: https://www.raveis.com
    /prop/RLS20073207/95readestreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Renetta Real Estate

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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95 Reade Street, #4S, New York (Tribeca), NY, 10007

$1,940,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,552,000 $1,552,000 $1,552,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.259% 6.183%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,812 $9,430 $13,097
Total Monthly Payment $8,937 $9,555 $13,222

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.