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Welcome to your dream coastal retreat on Anastasia Island. . . beautifully remodeled, move-in ready beach house that perfectly blends relaxed island living with modern upgrades and excellent short-term rental potential (with no rental restrictions). Ideally located just across from beach access, you can walk or bike to the ocean or unwind in your private saltwater pool (refinished in 2020 with a new pump), all while enjoying the convenience of a corner lot with a spacious paver driveway and room to park your boat. Inside, travertine floors run throughout, leading to a bright, open kitchen with granite countertops, ample workspace, stainless appliances, and a built-in wine cooler, perfect for entertaining. The versatile 504 sq. ft. air-conditioned garage (not included in living square footage) offers endless possibilities as a guest suite, office, or flex space. Thoughtful upgrades include a new roof (2023), hot water heater (2024), updated plumbing (2017) and electrical, no carpet, an oversized laundry room with sink, walk-in showers, whole-home water filtration system, generator wiring, Cat 5 smart home/security setup, built-in speakers in the family room, and updated lighting and fans throughout. Just minutes from dining, shopping, and the historic charm of St. Augustine, this home offers the ultimate coastal lifestyle whether you're looking for a full-time residence, vacation getaway, or income-producing property
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$730,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $584,000 | $584,000 | $584,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.794% |
| Monthly Tax Payment | $649 | $649 | $649 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,501 | $3,643 | $4,772 |
| Total Monthly Payment | $4,242 | $4,384 | $5,513 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.