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Presented by
Hamel Team |
One or more photo(s) has been virtually staged. Nestled in the desirable Sweetwater Hills community, this charming home offers the perfect blend of comfort, convenience, and Florida lifestyle—without the restrictions of an HOA. Families will appreciate the top-rated schools nearby, including Sweetwater Elementary and Spruce Creek High School.
Perched high and dry on an oversized lot (no flooding concerns), the property also has plenty of space to park your motorhome, camper, or boat. The newer roof (installed June 2023) is equipped with efficient solar panels—part of a powerful 9. 8 kW solar system that keeps utility costs to a minimum. No solar loan to be transferred and it will be the new owners free and clear. Energy usage reports are available for peace of mind. A brand-new hot water heater adds even more value. The kitchen also features a reverse osmosis system.
Inside, an inviting open floor plan makes everyday living and entertaining effortless. The spacious kitchen with a large breakfast bar flows seamlessly into the dining and family areas, all tied together by attractive tile flooring. The split-bedroom layout ensures privacy, and the master suite includes a walk-in closet.
The heart of this home is the expansive Florida Room—perfect for hosting friends, unwinding with a book, or simply soaking up the sunshine. For added safety and convenience, the home comes with sturdy metal storm shutters. There was previously a hot tub on the patio and the electrical connections are still there if someone wants to add one. The home is unfurnished, virtually staged photos added to give you a feel for furniture placement and ideas. Assumable VA loan to veteran occupant.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
Sales Associates
William Raveis Real Estate
Phone: 413.427.3737
hamelteam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $292 | $292 | $292 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,701 | $1,769 | $2,306 |
| Total Monthly Payment | $2,068 | $2,136 | $2,673 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.