|
Completely renovated. Just move right in. 2685 Creston Avenue, Unit 4H presents a great opportunity to own a sponsor unit with a straightforward purchase process and no board approval required. This completely renovated east-facing studio spans approximately 500 square feet and enjoys excellent natural light throughout the day. The layout is both practical and inviting, beginning with an entry foyer that opens into a well-proportioned living space, and features a sunken living room while a designated dining area offer additional flexibility for everyday living. The apartment also features a windowed kitchen and a windowed bathroom. Classic details such as parquet flooring, arched entryways, and iron accents add character throughout the home. The building is a well-kept six-story cooperative with 73 units, offering a recently upgraded elevator, on-site laundry, and a live-in superintendent. The lobby reflects timeless design with terrazzo flooring and marble finishes. Monthly maintenance is $647. 51 and includes heat and hot water (prior to STAR). Conveniently located near the Kingsbridge Road corridor and the Grand Concourse, the property is surrounded by a variety of shopping, dining, and transit options. Multiple bus lines are nearby, and the B, D, and 4 trains are just one block away, providing an easy commute to Midtown Manhattan in under 30 minutes. Subletting is allowed after two years of ownership with board approval. Please note that pets and investors are not permitted. Seller pays the transfer tax. Buyer pays the seller’s attorney fee ($1, 300), ACRIS filing fee ($275), and NYC Department of Finance filing fee ($150).
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$145,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $116,000 | $116,000 | $116,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $714 | $732 | $963 |
| Total Monthly Payment | $789 | $807 | $1,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.