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Presented by
Melanie Castilla |
Timeless 1877 Colonial South of Montauk in the Heart of Islip Step into a rare blend of history and modern comfort with this beautifully preserved 1877 Colonial, ideally located south of Montauk Highway in the charming hamlet of Islip. This expansive 5-bedroom, 2 full bath residence offers approximately 2, 700 square feet of living space, rich with character and thoughtfully updated for today’s lifestyle. From the moment you enter, you’ll appreciate the home’s old-world charm, highlighted by a classic wood-burning fireplace and an inviting wood-burning stove, complemented by skylights and ceiling fans that fill the home with warmth and natural light. The main level is enhanced with energy-efficient mini-split air conditioning, offering comfort throughout the seasons. The layout provides incredible versatility, featuring a bonus granny attic and a family room loft—perfect for extended living, a home office, creative space, or guest quarters. With abundant closet space throughout, this home seamlessly combines historic character with everyday functionality. Set on a park-like property, the outdoor space is equally impressive, offering a spacious deck and gazebo—ideal for entertaining or relaxing in a private, serene setting. Both front and rear in-ground sprinklers keep the grounds lush and vibrant. Additional highlights include: Natural gas heating, hot water, cooking, and dryer 200-amp electrical service Partial unfinished cellar with endless storage potential All of this just a short distance to Islip’s vibrant Main Street, with its renowned restaurants, shops, and waterfront charm.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$765,000
Sales Associate
William Raveis Real Estate
Phone: 239.234.3526
Melanie.Castilla@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $612,000 | $612,000 | $612,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $1,186 | $1,186 | $1,186 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,620 | $3,768 | $4,960 |
| Total Monthly Payment | $4,898 | $5,046 | $6,238 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.