46 Monell Avenue, Islip, NY, 11751 | $765,000

Timeless 1877 Colonial South of Montauk in the Heart of Islip Step into a rare blend of history and modern comfort with this beautifully preserved 1877 Colonial, ideally located south of Montauk Highway in the charming hamlet of Islip. This expansive 5-bedroom, 2 full bath residence offers approximately 2, 700 square feet of living space, rich with character and thoughtfully updated for today’s lifestyle. From the moment you enter, you’ll appreciate the home’s old-world charm, highlighted by a classic wood-burning fireplace and an inviting wood-burning stove, complemented by skylights and ceiling fans that fill the home with warmth and natural light. The main level is enhanced with energy-efficient mini-split air conditioning, offering comfort throughout the seasons. The layout provides incredible versatility, featuring a bonus granny attic and a family room loft—perfect for extended living, a home office, creative space, or guest quarters. With abundant closet space throughout, this home seamlessly combines historic character with everyday functionality. Set on a park-like property, the outdoor space is equally impressive, offering a spacious deck and gazebo—ideal for entertaining or relaxing in a private, serene setting. Both front and rear in-ground sprinklers keep the grounds lush and vibrant. Additional highlights include: Natural gas heating, hot water, cooking, and dryer 200-amp electrical service Partial unfinished cellar with endless storage potential All of this just a short distance to Islip’s vibrant Main Street, with its renowned restaurants, shops, and waterfront charm.

Features

  • Rooms: 10
  • Bedrooms: 5
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Colonial
  • Year Built: 1877
  • Heating: Natural Gas, Radiant Floor
  • Cooling: Ductless, Wall/Window Unit(s)
  • Basement: Bilco Door(s), Storage Space, Unfinished
  • Approx Sq. Feet: 2,700
  • Acreage: 0.21
  • Est. Taxes: $14,229
  • Elem. School: Maud S Sherwood Elementary School
  • Middle School: Islip Middle School
  • High School: Islip High School
  • School District: Islip
  • Appliances: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater
  • MLS#: 972001
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/972001/46monellavenue_islip_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Melanie CastillaSales Associate

239.234.3526

Melanie.Castilla@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

46 Monell Avenue, Islip, NY, 11751

$765,000

Melanie Castilla

Sales Associate

William Raveis Real Estate

Phone: 239.234.3526

Melanie.Castilla@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $612,000 $612,000 $612,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.648%
Monthly Tax Payment $1,186 $1,186 $1,186
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,620 $3,768 $4,960
Total Monthly Payment $4,898 $5,046 $6,238

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.