|
|
Welcome to this beautiful craftsman-style home in the highly desirable Oneal Village community! With charming Hardie board siding, stone column accents, and a welcoming covered front porch, this home offers incredible curb appeal and a warm, inviting feel from the moment you arrive. Step inside to a welcoming foyer where a front bedroom with double doors provides the perfect space for a guest room, home office, or flex room. The home then opens into a spacious open-concept living area designed for both comfortable living and entertaining. The kitchen features granite countertops, a large bar island, and plenty of cabinetry, all overlooking the dining and living spaces. The living room showcases vaulted ceilings, a cozy gas log fireplace, and abundant natural light, creating a bright and airy atmosphere. Sliding doors lead to a covered patio, perfect for relaxing or hosting friends and family. The private hallway off the living area leads to a full bath, secondary bedroom, walk-in laundry room, and the spacious primary suite, complete with double vanities, a large soaking tub, tiled shower, and walk-in closet. Upstairs, a large flex room with a closet provides incredible flexibility and can easily serve as a 4th bedroom, media room, or playroom. Located just minutes from Lake Robinson and Lake Cunningham, this home also offers access to the incredible Oneal Village lifestyle, featuring a community restaurant, coffee shop, fitness facilities, pool, dog park, playground, sidewalks, and even a hair salon. Schedule your showing today and experience everything this home and neighborhood have to offer!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $296,000 | $296,000 | $296,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $268 | $268 | $268 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,775 | $1,847 | $2,458 |
| Total Monthly Payment | $2,118 | $2,190 | $2,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.