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Welcome to your forever home on the shores of West Lake Reservoir. This charming raised ranch offers the perfect blend of lakefront living & everyday comfort, set on gorgeous park like grounds w/ sweeping water views. Whether it's morning coffee on the deck or a backyard bonfire w/ friends, this property surely delivers w/ room to spread out, play & make memories for years to come. The main level is designed for easy living & seamless entertaining featuring an open concept layout w/ dining area & a sun filled living room featuring vaulted ceilings & a cozy fireplace. Three bedrooms & a full bath complete the upper level. The walk-out lower level expands your living space beautifully, offering a potential fourth bedroom or den, a modern full bath, a second family room w/ fireplace & french doors that opens directly to the deck. Take in those breathtaking grounds leading down to the water w/ two fruit trees. Updated craftsman style cedar shake vinyl siding in front, double-pane windows, newer front door, 200-amp electrical service, a newer well pump, well pressure tank, water softener and a 1, 250-gallon septic tank replaced approximately 6 years ago. Freshly painted throughout! Nestled in the sought-after Aunt Hack neighborhood, you're just minutes from Richter Park, top rated schools, local restaurants & major highways for an easy commute. Hang a hammock, set up a volleyball net, host a cookout or simply sit back and take in the view. This is the one you've been waiting for!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Den | Ceiling Fan,Engineered Wood Floor | Lower |
| Eat-In Kitchen | Hardwood Floor | Main |
| Full Bath | Full Bath,Stall Shower | Lower |
| Living Room | 9 ft+ Ceilings,Vaulted Ceiling,Beams,Book Shelves,Fireplace,Hardwood Floor | Main |
| Primary Bath | Full Bath,Tub w/Shower,Tile Floor | Main |
| Primary Bedroom | Ceiling Fan,Hardwood Floor | Main |
| Rec/Play Room | Ceiling Fan,Fireplace,French Doors,Sliders,Engineered Wood Floor | Lower |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $627 | $627 | $627 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,998 | $3,119 | $4,119 |
| Total Monthly Payment | $3,717 | $3,838 | $4,838 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.