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Fantastic Opportunity in the Long Hill Neighborhood! Located on a quiet street in a desirable neighborhood, this spacious 4-bedroom, 2-bath ranch offers 1, 772 sq. ft. of one-level living, plus additional finished space in the lower level. With great bones and a generous layout, this home presents an excellent opportunity to renovate, update, and build instant equity. Perfect for buyers looking to personalize a home in a sought-after location. The main level features hardwood floors, a large living room with a wood-burning fireplace and insert, and a sun porch overlooking the backyard. The eat-in kitchen with dining area offers plenty of space to redesign and create your dream kitchen. Just off the kitchen is a primary suite with bedroom, family room area, and full bath, which could also serve as a potential in-law setup. Three additional bedrooms and a full bath with tub complete the main level. The lower level offers finished space, providing endless possibilities for a recreation room, home gym, media room, or additional living area. Outside, enjoy a level, partially fenced private backyard, perfect for entertaining, gardening, or relaxing. With its flexible layout, solid footprint, and great location, this home is a rare chance to create something special. Conveniently located near the town center and just minutes to restaurants, shopping, the Merritt Parkway, and Route 25 for easy commuting. Home is being sold as is.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Bedroom 3 | Hardwood Floor | Main |
| Eat-In Kitchen | Dining Area,Island | Main |
| Family Room | Wall/Wall Carpet | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Full Bath,Wall/Wall Carpet | Main |
| Rec/Play Room | Wall/Wall Carpet | Lower |
| Sun Room | Hardwood Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.521.7207
Christine.Preston@raveis.com
NMLS Mortgage Loan Originator ID 90874
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $776 | $776 | $776 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,532 | $2,670 | $3,526 |
| Total Monthly Payment | $3,400 | $3,538 | $4,394 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.