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Thank you to ALL that came to 28 Overbrook Rd! Highest and Best by Monday 3/23 by 5 pm. First time on the market in 75 years! Well maintained, well loved Cape Cod home in Norwalk. 2 bedroom 2 full bath with potential for a 3rd bedroom on the first floor, currently a den with built-ins and a wood burning fireplace. Main floor bathtub was modified for easy walk in access. Eat in kitchen with bay window and walk in pantry. (Don't miss the DIY laundry lift in the pantry!)Hardwood floors throughout. Side entrance brings you to what was used as an office however leads to the kitchen as well as the one car garage giving way for expansion if desired. Upstairs, the 2 bedrooms have built in dressers to keep you organized! Potential for extra living space in the basement. Attached shed off the back of the garage adds storage space for lawn toys to maintain your established landscape. Bluestone patio to the left of the garage adds to outdoor entertaining space. Hop skip and a jump to the Merritt Parkway for an easy commute. This home exudes warmth and charm. Live as is or make it your own, the solid foundation is awaiting your personal touch
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Built-Ins,Hardwood Floor | Upper |
| Den | Book Shelves,Built-Ins,Fireplace,Hardwood Floor | Main |
| Dining Room | Book Shelves,Hardwood Floor | Main |
| Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Built-Ins,Hardwood Floor | Upper |
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William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
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Phone: 914.260.5535
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,999 | $479,999 | $479,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $765 | $765 | $765 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,839 | $2,917 | $3,890 |
| Total Monthly Payment | $3,696 | $3,774 | $4,747 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.