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Welcome to your coastal retreat at Salem’s 4 Winter Island Road! This charming 3-bedroom, 2 full bath home features an inviting open-concept first floor, perfect for modern living and entertaining. Sunlight fills the space, while ocean views from multiple vantage points create a serene, relaxing atmosphere. A stunning loft offers the perfect space for a home office, studio, or cozy reading nook—complete with beautiful water views that make working from home feel like a getaway. Outside, perennial gardens surround a fenced-in yard, and two spacious decks provide ideal settings for hosting guests or enjoying the coastal sunshine. Just moments from Winter Island Park, you’ll have easy access to boating, waterfront walks, and scenic views. Nearby, Salem Willows Park offers classic seaside charm with arcades, dining, and family-friendly activities. This home captures the essence of seaside living—where every day feels like a vacation! Don’t miss your chance to make it yours!
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Ceiling Fan(s), Flooring - Hardwood, Cable Hookup | Main,First |
| Bedroom 3 | Closet, Closet/Cabinets - Custom Built, Flooring - Hardwood, Cable Hookup, Lighting - Overhead | Second |
| Dining Room | Flooring - Hardwood, Open Floorplan, Lighting - Pendant | Main,First |
| Kitchen | Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid, Exterior Access, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Peninsula, Lighting - Overhead | Main,First |
| Living Room | Flooring - Hardwood, Window(s) - Picture, Cable Hookup, Recessed Lighting | Main,First |
| Master Bedroom | Ceiling Fan(s), Closet, Closet/Cabinets - Custom Built, Flooring - Hardwood, Cable Hookup, Lighting - Overhead | Second |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$969,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $775,920 | $775,920 | $775,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.110% | 5.932% |
| Monthly Tax Payment | $794 | $794 | $794 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,345 | $4,652 | $6,443 |
| Total Monthly Payment | $5,231 | $5,538 | $7,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.