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Welcome to this oversized raised ranch privately set back on over 1 acre of serene land, offering over 3, 000 sq ft of versatile living space. Step inside to an open-concept main level featuring soaring vaulted ceilings, hardwood floors & an abundant natural light. The updated kitchen showcases granite countertops, newer appliances, a breakfast bar that over looks & flows seamlessly into the dining area and spacious living room, complete w/an efficient pellet stove and a beautiful bay window. French doors from the dining room lead to a brand-new Azek deck that wraps around to the back-perfect for entertaining. The main level also offers a generously sized primary bedroom w/2 large closets and a full bath, along with 2 additional bedrooms and a second full bathroom plus the laundry set up. The fully finished lower level provides exceptional flexibility, ideal for a potential in-law setup-featuring its own kitchen with granite counters & new appliances that opens to a family room with a wood-burning stove, a 4th bedroom with a walk-in closet, a possible 5th bedroom or office, a separate private entrance plus a 2nd laundry. The lower level also walks out to a private patio, creating the perfect indoor-outdoor living space. Additional highlights include a two-car garage, multiple heating options for efficiency, central air, a large driveway & a picturesque setting overlooking the Farm River. Set far back from the road, this home offers complete privacy with a peaceful setting. This home also has a transferrable home warranty
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Bedroom 3 | Remodeled,Walk-In Closet,Laminate Floor | Lower |
| Den | Walk-In Closet,Laminate Floor | Lower |
| Dining Room | Remodeled,Vaulted Ceiling,Balcony/Deck,French Doors,Hardwood Floor | Main |
| Eat-In Kitchen | Balcony/Deck,Breakfast Bar,Granite Counters,Pellet Stove,Tile Floor | Main |
| Family Room | Wood Stove | Lower |
| Kitchen | Remodeled,Granite Counters | Lower |
| Living Room | Remodeled,Bay/Bow Window,Vaulted Ceiling,Hardwood Floor | Main |
| Primary Bedroom | Full Bath,Hardwood Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $504,000 | $504,000 | $504,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $933 | $933 | $933 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,981 | $3,103 | $4,085 |
| Total Monthly Payment | $4,005 | $4,127 | $5,109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.