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Welcome! You won't want to miss this meticulously maintained Ranch home with a walk out finished basement, located at the end of a cul-de-sac, in a very centralized location just minutes to the New Hamburgh mta train station! All the major costly items have been updated including the vinyl siding, windows, garage doors and motors, furnace, sliding glass doors, central air conditioning, city sewer & water, chimney liner and cap, roof less than 2 years old, and an 11 zone water irrigation system. As you enter you will notice this home has beautiful hardwood floors throughout on the main level. The oversized living room offers so much natural light with all the beautiful updated windows. You will notice in the formal dining room an oversized sliding glass door offering more natural light and leading to your private freshly stained deck to enjoy those beautiful tranquil nights. The tastefully updated kitchen has an eat in area with the possibility of a coffee bar area. Downstairs you will notice another living area with a walk out oversized updated sliding glass door. The walkout downstairs basement offers the fourth bedroom, half bath, laundry, and a two car garage. Minutes to shopping, commuting, schools, MTA, this home offers it all. Book your showing before it's gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$527,930
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $422,344 | $422,344 | $422,344 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $680 | $680 | $680 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,498 | $2,566 | $3,423 |
| Total Monthly Payment | $3,270 | $3,338 | $4,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.