198 Kelder Highway, Olive (Olivebridge), NY, 12461 | $899,000

Expertly renovated, color-forward, and fully committed to redeeming the reputation of the split-level. Set on 5 quiet, wildly private acres in Olive, this home has been reimagined from the studs up into something bright, easy, and stylish, more “design magazine long weekend” than “your uncle’s time capsule. ” High ceilings clad in warm wood paneling nod to its 70s roots without dragging along any of the era’s unfortunate habits, while new XL Andersen windows keep everything feeling open and refined. Oak hardwood floors run throughout, grounding the home in warmth and continuity. On the main floor, the living, dining, and kitchen area pulls you in immediately. Light floods the space, catching the stainless-steel island and the rich merlot cabinetry for a look that feels bold but considered. The kitchen pairs that color-forward moment with tasteful modern lighting, a generous pantry, and a full suite of new Forno appliances. Premium minimalist fixtures keep everything crisp and cohesive. In the corner by the oversized window, a woodstove adds just the right amount of Upstate coziness without tipping into cabin kitsch. Slide open the accordion doors and the deck becomes a seamless extension of the room, turning everyday dinners or slow weekend mornings into an easy indoor-outdoor ritual. Down the hall are three comfortable bedrooms, each with a proper, generously sized closet. The primary suite includes an en-suite bath and an oversized closet of its own, while the additional bedrooms share another clean-lined, modern full bathroom. The finishes throughout feel timeless and quietly confident. The lower level opens into a sprawling living and media room that can handle movie nights, guests, or whatever hobby currently demands extra square footage. Just outside, a patio extends the space even further, creating a second outdoor zone that feels tucked away and private. This level also includes a third full bathroom, a dedicated laundry room, a storage room, and access to the two garages. An EV charger is already installed in the garage, ready for wherever you’re driving next. Out back, the acreage stretches out quietly and privately, with a backyard that’s level and sunny enough to accommodate a future pool if that’s on your wish list. The setting strikes that perfect Catskills balance: wooded and peaceful, yet close to everything that makes this corner of Olive so easy to love. And when you’re ready to venture out, you’re surrounded by the best parts of this pocket of the Catskills. Westwind Orchard, Arrowood Farm, Mill & Main, Flying Goose Tavern, and Ravenwood are all close enough for an easy dinner or a lazy afternoon tasting. Tetta’s and Accord Market cover your everyday needs, Bluebird Wine keeps things interesting, and Starlite Motel delivers reliably fun pop-ups. Minnewaska and the Ashokan trails offer miles of hiking, biking, and lake views, while Boiceville, Stone Ridge, Accord, Kerhonkson, and High Falls keep you stocked with good coffee, groceries, and restaurants worth lingering over. Olive may be quiet, but it’s never boring.

Features

  • Town: Olive
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Style: Split Level
  • Year Built: 1987
  • Garage: 2-car
  • Heating: Ducts, Electric
  • Cooling: Central Air, Ductless
  • Basement: Walk-Out Access
  • Approx Sq. Feet: 2,196
  • Acreage: 5.2
  • Est. Taxes: $5,913
  • Elem. School: Phoenicia Elementary School
  • Middle School: Onteora Middle School
  • High School: Onteora High School
  • School District: Onteora
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Gas Range, Refrigerator, Washer
  • MLS#: 971168
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/971168/198kelderhighway_olive_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Anatole House LLC   Phone: 845-943-4177

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

198 Kelder Highway, Olive (Olivebridge), NY, 12461

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment $493 $493 $493
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,027 $4,370 $6,021
Total Monthly Payment $4,612 $4,955 $6,606

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.