999 Spruce CT, Marco Island, FL, 34145 | $6,899,000

Experience the pinnacle of waterfront living at 999 Spruce Court. This magnificent, custom-built home located on a highly desirable tip lot offers 5 bedrooms plus den, 5 and half baths, 3 car garage, 169' of waterfrontage, spectacular wide water views and is only minutes from Marco Island's pristine white sand beach. Upon entering the home, you will immediately be impressed by the soaring ceilings, dramatic staircase, luxurious finishes, and stunning views. The gourmet kitchen features custom cabinetry, large center island, gas cooktop, and spacious walk-in pantry. The main-floor master suite is a private retreat with access to the lanai and spa-like ensuite bath with dual vanities, walk-in shower, and custom walk-in closet. Guests will enjoy the convenience and privacy of the spacious cabana bedroom suite on the main floor featuring water views, lanai access, and ensuite bath. The second story boasts a large family room with wet bar, 3 additional guest bedrooms with ensuite baths, and balcony. The main living space of the home opens seamlessly to the spacious lanai. The covered area of the lanai features an outdoor fireplace, summer kitchen, multiple seating areas, and the convenience of rolldown screens. Enjoy soaking up the Florida sunshine and relaxing in the beautiful pool and spa overlooking the water. The new dock (2026) and seawall (2021) with a 20, 000lb lift and 6, 000lb platform lift will delight boating enthusiasts and fisherman alike. The gorgeous, tropical landscaping and outdoor lighting create instant curb appeal. Do not hesitate to make this impressive home your slice of island paradise.

Features

  • Amenities: None
  • Bedrooms: 5
  • Baths: 5 full / 1 half
  • Style: 2 Story
  • Development: MARCO ISLAND
  • Year Built: 2023
  • Garage: 3-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 4,915
  • Acreage: 0.28
  • Est. Taxes: $34,918
  • Lot Desc: Cul-De-Sac
  • View: Intersecting Canal
  • Community Type: Non-Gated
  • Water Front: Yes
  • Boat Access: Boat Lift,Dock Deeded,Jet Ski Lift
  • Private Pool: Yes
  • Pet Policy: Not Allowed
  • MLS#: 226011612
  • Website: https://www.raveis.com
    /eprop/226011612/999sprucect_marcoisland_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of RE/MAX Alliance Group

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

999 Spruce CT, Marco Island, FL, 34145

$6,899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $5,519,200 $5,519,200 $5,519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.132% 6.259% 6.183%
Monthly Tax Payment $2,910 $2,910 $2,910
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $32,648 $33,535 $46,574
Total Monthly Payment $35,683 $36,570 $49,609

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.