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This wonderful rental home at 205 Garden Circle is the kind of Dunedin gem people dream about—and once you step inside, you’ll understand why no one ever wants to leave. This immaculate 1940’s cottage has been so lovingly maintained and thoughtfully updated that it strikes the perfect balance between modern comfort and timeless charm.
The home features stunning hardwood floors, a beautifully updated kitchen and bath, and an inviting open living, dining, and kitchen layout that feels both spacious and warm. The front foyer sets the tone immediately, guiding you into the heart of the home where a cozy fireplace adds ambiance and creates the perfect retreat after a day exploring Dunedin.
Step outside and the magic continues. The fenced, landscaped private backyard offers a covered space ideal for year-round enjoyment—morning coffee, evening wine, weekend lounging, it all fits here. Out front, the large welcoming porch is ready to greet family, friends, and guests with that unmistakable cottage charm.
The converted garage is a bonus space that truly elevates the property—perfect for crafts, art projects, a home office, or simply extra storage for the things that make life fun. And tucked above the foyer is a delightful reading loft book nook, a quiet hideaway that feels like your own personal escape.
And of course, the location is pure Dunedin perfection. You’re just minutes from downtown restaurants, quaint shoppes, parks, and all the small-city nuances that make this town so beloved. It’s the kind of neighborhood where life feels easy, warm, and wonderfully walkable.
This cottage doesn’t just offer a place to live—it offers a lifestyle people envy. It’s sweet, it’s special, and it’s exactly the kind of home that makes Dunedin such a treasure.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$2,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,360 | $2,360 | $2,360 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $14 | $14 | $19 |
| Total Monthly Payment | $89 | $89 | $94 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.