205 GARDEN CIRCLE N, Dunedin, FL, 34698 | $2,950

This wonderful rental home at 205 Garden Circle is the kind of Dunedin gem people dream about—and once you step inside, you’ll understand why no one ever wants to leave. This immaculate 1940’s cottage has been so lovingly maintained and thoughtfully updated that it strikes the perfect balance between modern comfort and timeless charm.
The home features stunning hardwood floors, a beautifully updated kitchen and bath, and an inviting open living, dining, and kitchen layout that feels both spacious and warm. The front foyer sets the tone immediately, guiding you into the heart of the home where a cozy fireplace adds ambiance and creates the perfect retreat after a day exploring Dunedin.
Step outside and the magic continues. The fenced, landscaped private backyard offers a covered space ideal for year-round enjoyment—morning coffee, evening wine, weekend lounging, it all fits here. Out front, the large welcoming porch is ready to greet family, friends, and guests with that unmistakable cottage charm.
The converted garage is a bonus space that truly elevates the property—perfect for crafts, art projects, a home office, or simply extra storage for the things that make life fun. And tucked above the foyer is a delightful reading loft book nook, a quiet hideaway that feels like your own personal escape.
And of course, the location is pure Dunedin perfection. You’re just minutes from downtown restaurants, quaint shoppes, parks, and all the small-city nuances that make this town so beloved. It’s the kind of neighborhood where life feels easy, warm, and wonderfully walkable.
This cottage doesn’t just offer a place to live—it offers a lifestyle people envy. It’s sweet, it’s special, and it’s exactly the kind of home that makes Dunedin such a treasure.

Features

  • Type: Single Family Residence
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 60 x 110
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Year Built: 1940
  • Garage: Converted Garage, Driveway, Off Street
  • Heating: Central
  • Cooling: Central Air, Wall/Window Unit(s)
  • Approx Sq. Feet: 1,017
  • Acreage: 0.15
  • Lot Size: 60 x 110
  • Lot Desc: City Lot, Level, Near Public Transit, Sidewalk
  • View: City
  • Pet Policy: Dogs OK
  • Appliances: Microwave, Range, Refrigerator
  • Lease Terms: 12 Months
  • MLS#: TB8487140
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/TB8487140/205gardencirclen_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/19/2026 5:02:58 AM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-828-8615

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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205 GARDEN CIRCLE N, Dunedin, FL, 34698

$2,950

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $2,360 $2,360 $2,360
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $14 $14 $19
Total Monthly Payment $89 $89 $94

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.