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Welcome to 3641 Bertha Drive, a well maintained split-level home set just across from the bay, where everyday living is paired with water views and a layout designed for comfort. Enter through double front doors into a grand foyer with high ceilings that introduces a natural flow throughout the home. The eat in kitchen connects to a formal dining room, which leads into a warm and inviting living room centered around an electric fireplace with a modern stone surround. Hardwood floors, Andersen windows and doors, and well proportioned living spaces create a natural flow throughout the home. The main floor also features a powder room for added convenience. Upstairs, four generously sized bedrooms and a full bath complete the level, while the split-level design allows for separation without sacrificing connection. The backyard is fully fenced and features a private patio, offering a quiet setting for both everyday moments and entertaining, all just moments from the water. Additional features include an attached garage, solar panels, updated electrical, in-ground sprinklers, paver walkways, and a partial basement. Conveniently located just minutes from the Freeport and Oceanside LIRR stations, with an approximate 20-minute drive to Queens and 45 minutes to NYC in light traffic. Moments from the vibrant Nautical Mile in Freeport, local waterfront dining, marinas, and everyday shopping, offering both convenience and lifestyle. A rare opportunity to own a solid home in a desirable location, with the opportunity to make it your own.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $1,254 | $1,254 | $1,254 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,832 | $3,988 | $5,265 |
| Total Monthly Payment | $5,178 | $5,334 | $6,611 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.