912 SYMPHONY BEACH LANE, Apollo Beach, FL, 33572 | $1,590,000

Under contract-accepting backup offers. This beautifully updated 5 bedroom, 4. 5 bath waterfront residence offers an exceptional blend of elegance, comfort, and coastal lifestyle living. Being sold fully furnished and truly turnkey, this home is ready for immediate enjoyment whether as a primary residence or luxury retreat. The thoughtfully designed floor plan features three bedrooms on the main level, including the private master retreat, providing both convenience and privacy for homeowners and guests alike. Upon entering, you are welcomed by dramatic 26+ foot ceilings accented with exposed wood beams, elegant chandelier lighting, and architectural wall detailing that creates a warm and welcoming atmosphere. Natural light fills the living spaces, highlighting the home’s open and inviting design. The chef’s gourmet kitchen is ideal for entertaining and everyday living. It features beautifully glazed cabinetry with convenient pull-out drawers, new appliances, granite countertops, a gas cooktop, double oven with warming drawer, a spacious island with breakfast bar seating, and a generous walk-in pantry. The kitchen flows seamlessly into the main living and dining areas, making it perfect for gatherings. The luxurious master suite serves as a private retreat featuring new flooring, a stunning double tray ceiling, and two oversized walk-in California closets. The spa-inspired master bath offers dual vanities, two separate water closets, an expansive travertine walk-in shower, and a relaxing Jacuzzi soaking tub. Upstairs, you’ll find all new flooring throughout the entire second level, along with a spacious bonus room with balcony access, a private guest suite with its own bath, a bonus room or additional bedroom, and a dedicated storage room—ideal for accommodating guests, hobbies, or flexible living space. Additional features throughout the home include a refurbished working fireplace, tankless water heater, plantation shutters, upgraded window shades, and beautifully finished paver driveway and walkway that enhance the home’s curb appeal. Step outside into your private waterfront oasis, designed for both relaxation and entertaining. The expansive travertine pool deck surrounds a heated pool and spa, offering the perfect place to unwind or host gatherings with family and friends. The outdoor kitchen with sink makes alfresco dining effortless, allowing you to cook, serve, and entertain while enjoying the Florida sunshine and waterfront views. For boating enthusiasts, the property features a private dock equipped with a 10, 000 lb boat lift with remote control, making launching and storing your vessel both simple and convenient. With direct open water access in just 2–3 minutes, you can quickly reach Tampa Bay for boating, fishing, or sunset cruises. Whether you’re heading out for the day or returning home after a sunset ride, the dock provides the ultimate waterfront convenience. Located within the highly sought-after Symphony Isles community, residents enjoy 24-hour guard-gated security, along with resort-style amenities including a private community beach perfect for sunset watching, playground, pool, and clubhouse. Combining luxury updates, furnished turnkey convenience, exceptional outdoor living, and prime waterfront access, this home offers the perfect opportunity to experience the best of Florida waterfront living. Schedule your showing today!!

Features

  • Rooms: 10
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Lot Size: 73 x 120
  • Laundry: Laundry Room
  • Year Built: 2013
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 4,321
  • Acreage: 0.2
  • Lot Size: 73 x 120
  • Est. Taxes: $23,100
  • HOA Fee: $517 Quarterly
  • Lot Desc: Near Marina
  • View: Pool, Water
  • Elem. School: Apollo Beach-HB
  • Middle School: Eisenhower-HB
  • High School: Lennard-HB
  • Pool: Heated, In Ground
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Dishwasher, Disposal, Microwave, Range
  • MLS#: TB8483567
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /eprop/TB8483567/912symphonybeachlane_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/7/2026 10:05:43 PM)
Listing courtesy of 27NORTH REALTY   Phone: 813-645-4663

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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912 SYMPHONY BEACH LANE, Apollo Beach, FL, 33572

$1,590,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,272,000 $1,272,000 $1,272,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.259% 6.203%
Monthly Tax Payment $1,925 $1,925 $1,925
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,423 $7,729 $10,734
Total Monthly Payment $9,473 $9,779 $12,784

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.