10932 UNION DRIVE, Port Richey, FL, 34668 | $130,800

SELLER FINANCING with reasonable terms to fit your budget for this ABSOLUTELY STUNNING & TURN-KEY property! Welcome home to this meticulously updated residence at 10932 Union Dr, nestled in the highly sought-after, gated 55+ cooperative of Senate Manor. This is Florida living at its absolute finest! Step inside to discover a bright and airy OPEN FLOOR PLAN that radiates a "brand new" feel. This home has been thoughtfully renovated with modern living in mind, featuring gorgeous luxury vinyl plank (LVP) flooring throughout for a seamless look. The heart of the home is the fully renovated kitchen boasting crisp cabinetry, stylish countertops perfect for whipping up a meal before heading to the pool or a community event!

The spacious floor plan includes a versatile Florida Room that easily serves as a den, hobby room, or guest retreat. The primary suite is a peaceful sanctuary, complemented by a beautifully updated bathroom featuring a modern vanity and a spacious low step-in shower.
Some of the exterior highlights are the covered carport parking with rain gutters and has durable skirting to keep your home pristine. It also has a large storage shed/workshop with laundry hookups.

The community has some perks too like a low $200/MONTH HOA FEE, you get it all! The fee covers water, sewer, lawn care, and twice-weekly trash/recycling. Enjoy world-class amenities including a heated pool & spa, fitness center, shuffleboard, and a vibrant clubhouse with a full social calendar of Bingo, potlucks, and Taco Tuesdays! There is even optional on-site storage for your boat or RV for an additional fee.
Located just minutes from pristine Gulf beaches, premier shopping, and dining, this home is MOVE-IN READY and waiting for you. Whether you’re looking for a seasonal escape or a forever home, this Senate Manor gem is a MUST-SEE!

SCHEDULE YOUR SHOWING TODAY!

Features

  • Amenities: Clubhouse, Gated, Laundry, Pool, Spa/Hot Tub, Storage
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 1975
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,180
  • Acreage: 0.09
  • Est. Taxes: $1,028
  • HOA Fee: $200 Monthly
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Disposal, Microwave
  • MLS#: TB8487355
  • Days on Market: 43 days
  • Website: https://www.raveis.com
    /prop/TB8487355/10932uniondrive_portrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/12/2026 11:30:54 PM)
Listing courtesy of COPELAND MORGAN LLC   Phone: 727-235-7988

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10932 UNION DRIVE, Port Richey, FL, 34668

$130,800

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $104,640 $104,640 $104,640
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $86 $86 $86
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $636 $661 $869
Total Monthly Payment $797 $822 $1,030

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.