|
Under contract-accepting backup offers. Welcome to this beautifully maintained 4-bedroom, 2-bath, 2-car garage home located in the highly desirable Oak Grove community in Lutz!
This move-in ready home offers exceptional value with NO CDD and a low annual HOA of just $245. From the moment you arrive, you’ll appreciate the outstanding curb appeal, highlighted by fresh exterior paint (2025) and well-maintained landscaping that reflects true pride of ownership. Step inside to discover a bright, open floor plan with vaulted ceilings and fresh interior paint (2025/2026). The home features new luxury vinyl plank flooring throughout the main living areas and bedrooms, creating a warm, cohesive feel. The updated kitchen (2021) is designed for both functionality and style, offering: Solid wood cabinetry, Granite countertops with ample workspace, Stainless steel appliances, a Breakfast nook, and a Breakfast bar overlooking the family room. The layout includes a split-bedroom floor plan for added privacy. The spacious primary suite features vaulted ceilings, charming window seating, and an en-suite bath with: Dual sinks, Garden tub, Renovated glass-enclosed shower, and a separate water closet. Three additional bedrooms provide flexibility for guests, family, or a home office—one located at the front of the home with double doors, ideal for a den or workspace. Step outside to your large covered and screened lanai, perfect for relaxing or entertaining. The fully fenced backyard is a true highlight, featuring mature avocado and mango trees, along with pineapple plants—your own private tropical retreat! Major updates include: Roof (2019), Rheem high-efficiency A/C (2020, up to 20 SEER), Water heater (2020), Lanai screens (2026), and Interior & exterior paint (2025–2026). Conveniently located near Denham Oaks Elementary, with nearby bus stops for middle and high school. Enjoy quick access to shopping, dining, and entertainment, including Costco, Tampa Premium Outlets, Wiregrass Mall, SR-54, and I-75. This home truly has it all—condition, upgrades, location, and value. Schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$405,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $324,000 | $324,000 | $324,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | $206 | $206 | $206 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,917 | $1,995 | $2,646 |
| Total Monthly Payment | $2,198 | $2,276 | $2,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.