3507 CENTAVO COURT, Hernando Beach, FL, 34607 | $480,000

Under contract-accepting backup offers. Coastal charm meets modern waterfront living in this beautifully remodeled ground-level retreat in Hernando Beach North, perfectly positioned on a rare oversized double lot with 100 feet of waterfront frontage and direct Gulf access for the ultimate Florida boating lifestyle. If you've been looking for a home that offers the ease of no stairs, a large lot, and a move-in-ready coastal design, this one checks every box. This stunning 3-bedroom, 2-bath home has a fresh, beachy feel throughout with a crisp blue-and-white exterior and an open-concept layout designed for comfortable everyday living and effortless entertaining. Inside, the custom kitchen is a standout feature, showcasing white shaker cabinetry, quartz countertops, a blue island with breakfast bar, pot drawers in the island, and pull-out storage in the white shaker cabinets, plus a farmhouse white composite sink, a striking blue tile backsplash, beautiful water views, and all appliances replaced in 2024. Plank tile flooring runs throughout the home, tying the spaces together with a clean, coastal look. The bedrooms and bathrooms are completely remodeled and beautifully finished with a true coastal vibe, while plantation shutters, updated finishes, and a warm, welcoming living room with a stone fireplace and abundant natural light make the home feel both stylish and inviting. Step outside and enjoy the space that makes this property so special--an oversized fenced double lot with room to spread out, entertain, and enjoy the waterfront lifestyle. The backyard features a paver patio and fire pit, while the 10x40 private dock on a wide canal offers quick and easy access to the Gulf for fishing, cruising, and sunset boat rides right from your backyard. Located in a golf cart-friendly community, you can cruise to local restaurants and enjoy the laid-back coastal lifestyle Hernando Beach is known for. This property also has excellent appeal as a short-term rental, offering the kind of waterfront lifestyle and location visitors are searching for. Major updates add peace of mind, including 2024 impact windows, 2023 vinyl fence, a 2019 roof, and a 2025 water heater. Hernando Beach offers a unique blend of boating, nature, and Old Florida charm. Just east of Shoal Line Boulevard, the Lake Preserve area provides opportunities for hiking and biking, while Pine Island is nearby for beach days and sunsets. You're also close to the famous Weeki Wachee River, known for its clear water, kayaking, paddling, and natural Florida beauty. This is the perfect home for someone who wants a beautifully remodeled coastal home, easy ground-level living, a large lot, and direct access to the water and everything the Nature Coast lifestyle has to offer.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1984
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,744
  • Acreage: 0.23
  • Est. Taxes: $6,705
  • Elem. School: Westside Elementary-HN
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Appliances: Convection Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • MLS#: W7883259
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/W7883259/3507centavocourt_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2026 1:00:04 AM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 727-845-4321

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3507 CENTAVO COURT, Hernando Beach, FL, 34607

$480,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $384,000 $384,000 $384,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.500% 5.710%
Monthly Tax Payment $559 $559 $559
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,272 $2,396 $3,136
Total Monthly Payment $2,906 $3,030 $3,770

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.