|
Under contract-accepting backup offers. Coastal charm meets modern waterfront living in this beautifully remodeled ground-level retreat in Hernando Beach North, perfectly positioned on a rare oversized double lot with 100 feet of waterfront frontage and direct Gulf access for the ultimate Florida boating lifestyle. If you've been looking for a home that offers the ease of no stairs, a large lot, and a move-in-ready coastal design, this one checks every box. This stunning 3-bedroom, 2-bath home has a fresh, beachy feel throughout with a crisp blue-and-white exterior and an open-concept layout designed for comfortable everyday living and effortless entertaining. Inside, the custom kitchen is a standout feature, showcasing white shaker cabinetry, quartz countertops, a blue island with breakfast bar, pot drawers in the island, and pull-out storage in the white shaker cabinets, plus a farmhouse white composite sink, a striking blue tile backsplash, beautiful water views, and all appliances replaced in 2024. Plank tile flooring runs throughout the home, tying the spaces together with a clean, coastal look. The bedrooms and bathrooms are completely remodeled and beautifully finished with a true coastal vibe, while plantation shutters, updated finishes, and a warm, welcoming living room with a stone fireplace and abundant natural light make the home feel both stylish and inviting. Step outside and enjoy the space that makes this property so special--an oversized fenced double lot with room to spread out, entertain, and enjoy the waterfront lifestyle. The backyard features a paver patio and fire pit, while the 10x40 private dock on a wide canal offers quick and easy access to the Gulf for fishing, cruising, and sunset boat rides right from your backyard. Located in a golf cart-friendly community, you can cruise to local restaurants and enjoy the laid-back coastal lifestyle Hernando Beach is known for. This property also has excellent appeal as a short-term rental, offering the kind of waterfront lifestyle and location visitors are searching for. Major updates add peace of mind, including 2024 impact windows, 2023 vinyl fence, a 2019 roof, and a 2025 water heater. Hernando Beach offers a unique blend of boating, nature, and Old Florida charm. Just east of Shoal Line Boulevard, the Lake Preserve area provides opportunities for hiking and biking, while Pine Island is nearby for beach days and sunsets. You're also close to the famous Weeki Wachee River, known for its clear water, kayaking, paddling, and natural Florida beauty. This is the perfect home for someone who wants a beautifully remodeled coastal home, easy ground-level living, a large lot, and direct access to the water and everything the Nature Coast lifestyle has to offer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$480,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $384,000 | $384,000 | $384,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $559 | $559 | $559 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,272 | $2,396 | $3,136 |
| Total Monthly Payment | $2,906 | $3,030 | $3,770 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.