490 Twin View Drive, Westminster, SC, 29693 | $459,500

4% Assumable Loan potential. $10, 000 FLEX CASH to buyer if Under Contract by 5/1/2026. 490 Twin View Dr, Willowcreek, Westminster, SC — Near-brand-new, energy-efficient single-story home in a quiet, no-through-traffic neighborhood. This 3-bedroom, 2-bath residence features a 2-car garage on over an acre of wooded land, with a tranquil rear stream. It’s just minutes to shopping, restaurants, Prisma Health hospital, and the SC Upstate towns of Walhalla and Seneca, with Lake Keowee and Lake Hartwell marinas only about 10 minutes away and Georgia outlets and wineries nearby. Inside, enjoy single-level living with an open-concept layout that flows from a bright family room to a gourmet kitchen featuring an oversized island and eat-in area, plus a front dining/flex room for flexible use. A mud room and laundry entry from the 2-car garage enhances everyday convenience. The kitchen offers granite countertops, Moen faucets, and Energy Star stainless appliances (dishwasher, microwave, stove). The owner’s suite includes a walk-in closet and an ensuite bath with double vanities, a garden tub, and a separate shower, while two additional bedrooms and a full bath are situated on the opposite end of the home. Living areas are highlighted by a wet bar and gas fireplace, with crown molding throughout, and there is covered outdoor living via a patio that opens to a large backyard. The scenic setting features wooded surroundings and a rear stream, enhancing privacy and ambiance. This nearly-new home combines modern efficiency with comfortable, one-level living in a popular, Suburban neighborhood with bike-friendly streets, offering quick access to lakes, shops, hospitals, and upstate amenities.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Washer Hookup
  • Style: Craftsman,Ranch
  • Development: 202-Oconee County,SC
  • Year Built: 2022
  • Garage: 2-car Attached
  • Heating: Central,Electric,Natural Gas
  • Cooling: Central Air,Electric
  • Basement: None
  • Acreage: 1.03
  • HOA Fee: $100 Annually
  • Lot Desc: Corner Lot,Gentle Sloping,Outside City Limits,Subdivision,Sloped,Trees
  • Elem. School: Northside Elem
  • Middle School: Seneca Middle
  • High School: Seneca High
  • MLS#: 20298723
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/20298723/490twinviewdrive_westminster_sc?source=qrflyer
The data relating to real estate for sale on this Web site comes in part from the Broker Reciprocity Program of the Western Upstate Association of REALTORS®, Inc. and the Western Upstate Multiple Listing Service, Inc This information is deemed reliable, but not guaranteed. Neither, the Western Upstate Association of REALTORS®, Inc. or Western Upstate Multiple Listing Service of South Carolina, Inc., nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is responsible for verifying all information. This information is provided by the Western Upstate Association of REALTORS®, Inc. and Western Upstate Multiple Listing Service of South Carolina, Inc. for use by its members and is not intended for the use for any other purpose.
Listing courtesy of Allen Tate - Lake Keowee North   Phone: (864) 944-2400

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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490 Twin View Drive, Westminster, SC, 29693

$459,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,600 $367,600 $367,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.398% 5.710%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,174 $2,263 $3,002
Total Monthly Payment $2,249 $2,338 $3,077

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.