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INCREDIBLE OPPORTUNITY: ASSUMABLE FHA LOAN AT JUST 2. 75% AND MOVE-IN READY! Discover one of the most versatile and highly sought-after floor plans available - a rare NEXT GEN® single-story home designed for true multigenerational living, house-hacking, rental income, or the ultimate work-from-home lifestyle in the desirable community of Citrus Pointe. This exceptional property offers TWO fully independent living spaces under one roof, each with its own private entrance, living area, kitchen, and laundry, delivering unmatched flexibility and privacy for a wide range of living arrangements. The main residence welcomes you with a bright open-concept layout filled with natural light and modern finishes. The chef-inspired kitchen features 42'' white cabinetry, quartz countertops, stainless steel appliances, a generous breakfast bar, and a charming café area, flowing seamlessly into the expansive Great Room, perfect for both everyday living and entertaining. A versatile den provides the option of a fifth bedroom, media room, or home office. Step outside to the covered lanai and enjoy breathtaking sunset views, your private retreat for relaxing evenings or hosting gatherings. The serene primary suite is tucked away from the secondary bedrooms for privacy, offering dual closets and an en-suite bath with dual vanities and a walk-in shower. On the opposite side, two secondary bedrooms share a bathroom, ensuring convenience for all. The attached in-law suite functions as a completely independent residence, complete with its own private entrance, living room, kitchenette, bedroom, full bathroom, and laundry, ideal for multigenerational living, extended family, guests, a private executive office, or rental income that can help offset the mortgage, providing rare built-in value. Thoughtful upgrades enhance both style and efficiency, including wood-look tile flooring throughout main living areas, plush newer carpeting in bedrooms, window treatments, ceiling fans in select rooms, smart-home technology, and transferable leased solar panels designed to reduce energy costs. Residents of Citrus Pointe enjoy a peaceful setting with resort-style amenities, including a community pool and playground. Exceptionally low HOA of just $24 per month. Ideally located directly across from Navigator Academy (K-11 Charter), just off US-27 with quick access to I-4, near AdventHealth, Posner Park shopping and dining, and less than 20 miles from Walt Disney World, whether you're searching for a forever home with dual-living capability or a unique property with built-in income potential, this one-of-a-kind residence truly offers the best of both worlds. Schedule your private showing today, opportunities like this are rare and don't last long.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$374,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $299,992 | $299,992 | $299,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $495 | $495 | $495 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,847 | $1,921 | $2,511 |
| Total Monthly Payment | $2,417 | $2,491 | $3,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.