|
***INTEREST RATE BUYDOWN***Option. This beautifully updated home, on spacious 1/4 acre lot, offers a perfect blend of thoughtfully designed modern upgrades, in a highly convenient location, near St. Johns. The home has been renovated to reflect style and functionality. Flooring was upgraded to durable Luxury Vinyl Plank, creating an elegant look throughout. The kitchen features sleek Quartz Countertops and a New Gas Range that Air Fries. The livingroom showcases Electric Fireplace that creates an ideal ambiance for cozy evenings. . . note the Pull-Out Storage behind the TV space. . . on each side, with Built-In Speakers! Primary suite was enhanced with a Remodeled Shower, including the luxurious Waterfall Shower Head and Fixtures. Also added are Security Cameras (Inside/Out) two New Toilets, Water Softener, Tesla EV Charger, Shop Vac and Storage Shed. Upon closing, Sellers propose to enhance the Fully-Fenced Backyard Privacy with a row of fast-growing Hybrid Willows, Planted at 6 feet tall! These elegant trees will reach approximately 12 feet within a year. By year two, anticipate a lush natural screen of 16 feet or more. This living privacy will create a serene, secluded retreat right in your huge, fully-fenced backyard. This transformed home, represents an exceptional value for buyers seeking modern comfort, a place to settle down, and a place to entertain guests. The convenient location, with sidewalks, is within minutes to shopping, dining, A/B schools, medical facilities, worship centers, Interstates 95 and 295. Mayport Naval Base, Jax Naval Air Station, Everbank Stadium (home of the Jax Jaguars) and the Beaches are reasonable drives. To see it is to believe it!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$388,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,120 | $311,120 | $311,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $361 | $361 | $361 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,863 | $1,941 | $2,563 |
| Total Monthly Payment | $2,299 | $2,377 | $2,999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.