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If boating, fishing and small-town charm are calling your name, this is the one. Welcome to the peaceful river town of Welaka, a laid-back golf cart community where relaxation isn’t optional — it’s a way of life. This tranquil 1, 800 sq ft, 3-bedroom, 2-bath home sits on 4 lots (. 90 acre) directly across the street from the scenic St. Johns River-1 blk to boat ramp- giving you all the lifestyle perks without the riverfront tax bill. Inside, you’ll love the open floor plan with a kitchen that's perfect for entertaining. Crown molding throughout, new appliances (2022). Start your mornings in the 12x32 sunroom with coffee and sunrise views. Wind down on the screened front porch as the sun sets. Take a dip in your private pool, host gatherings on the back deck, or simply enjoy the space and privacy that 4 lots provide. (2 of the 4 lots can be sold or built on with water/sewer avail). Need room for your toys? The 24x32 garage offers ample storage, plus 22 feet of covered parking. — ideal for boats, trailers, or extra vehicles. You’re also within walking distance to the public boat ramp, making river access effortless. High elevation, NO FLOOD INS required! Too much land? Sell off two lots and capitalize on the investment potential. All 4 lots have access to city utilities — flexibility at its finest. Walk to restaurants! Golfing nearby! Short drive to Airports and beautiful Sandy Beaches. Boating, sunsets, space, and opportunity — all in one rare package. Call today to schedule your private showing before this exceptional property is gone. (Need more room? 2 adjoining lots also avail MLS#261111)
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | $273 | $273 | $273 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,797 | $1,847 | $2,431 |
| Total Monthly Payment | $2,144 | $2,194 | $2,778 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.