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Hidden away on a quiet cul-de-sac road is a water view home for you that was built by and voted the ''Best Home Builder in St Augustine'' (MasterCraft). To top off this home for you we've added many upgrades such as wood look ceramic tile flooring throughout the house, quartz kitchen counter top, custom kitchen cabinetry and lighting, plantation shutters, custom window shades and many more extras. The builder has used top quality materials such as 2X6'' exterior walls, 50-year architectural shingles and heavy insulation in walls and attic (approx. 3 ft in height of blown in insulation in attic) This 1, 798 sq. ft. home was completed in December 2015 and has 3 bedrooms, an office, beautiful kitchen with under the cupboard decorative lighting and a good-sized pantry. A deep well (102 ft. ) Irrigation system keeps the monthly water bill down to about $60-70. Tray ceilings in the family room and master bedroom. Exit the house, through the up-graded garden doors with built in blinds, to lanai water views of sunrises, all kinds of waterfowl, turtles and deer as they parade on the bank of the greenway across the water night and day. We'd be happy to show off this gem and point out other improvements such as: " House wired for emergency generator. As an incentive to buy this home, we'll include a Duro Max 1300EH generator, powerful enough to run the entire house with A/C and lights during an outage " Complete Interior, including closets, painted Sept. 2021. Exterior Painted Nov. 2021 " Pull down attic steps combined with flooring and lighting in attic " Wall dimmer switches installed on all dimmable lights " Standard 3" baseboards upgraded to 6" baseboards " Under Kitchen cabinetry deco lighting installed " Air Scrubber installed in HVAC unit to cleanse circulated air " Recently replaced kitchen dishwasher, stove and microwave " Community pool, covered pavilion and playground " 8 miles south to the Beach and 8 miles north to Old Town
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,970 | $2,075 | $2,678 |
| Total Monthly Payment | $2,045 | $2,150 | $2,753 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.