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One or more photo(s) has been virtually staged. MOVE-IN READY! Welcome to 3970 Southern Valley Loop — a beautifully crafted Azalea model by Spire Homes, a semi-custom builder, located in the sought-after, guard-gated Southern Hills Plantation in Brooksville, FL. Set on a landscaped, 255-foot deep homesite with mature trees, this one-story Craftsman delivers 2, 606 sq ft of refined living with exceptional outdoor space and a split 3-car garage — a two-car garage and a separate one-car garage — providing flexible storage and vehicle options.
The pavered driveway and front porch create a warm first impression, and the open floor plan inside delivers on every expectation. The great room, kitchen, and dining area connect seamlessly, with the chef's kitchen serving as the true centerpiece: five-burner gas cooktop with vented hood, built-in convection oven and microwave, soft-close real wood white shaker cabinets, quartz countertops, a large island with breakfast bar seating, subway tile backsplash, and under-cabinet lighting. The home features 3 bedrooms, 3 full baths, and a spacious flex room that adapts as a home office, workout room, or formal sitting area.
The split floor plan provides privacy throughout. The Owner's Suite features two walk-in closets, double sinks, a soaking tub, and a separate shower. The second bedroom offers its own private bath and walk-in closet. Throughout the home: 8-foot doors, 5. 25" baseboards, lifetime-warranty LVP flooring in all main living areas, tile in all wet areas, tray ceilings, and a tankless gas water heater. The massive covered rear lanai is pre-plumbed for an outdoor kitchen and overlooks a deep, tree-lined backyard with ample space for a future pool.
Southern Hills Plantation is a guard-gated golf and lifestyle community featuring a Pete Dye 18-hole Signature Golf Course rated among the top 100 residential courses in the U. S. by Golf Week. Community amenities include a resort-style pool, Har-Tru clay tennis courts, pickleball courts, full-service fitness center, driving range, chipping and putting greens, a 6-hole par-3 course, walking trails, and a plantation-style clubhouse with formal and casual dining. Located just off US-41 and the Suncoast Pkwy with Tampa International Airport approximately 45 minutes away. Use builder's preferred lender for a closing cost credit!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,920 | $559,920 | $559,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $204 | $204 | $204 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,312 | $3,448 | $4,538 |
| Total Monthly Payment | $3,608 | $3,744 | $4,834 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.