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Presented by
Linda Barnds |
This beautifully maintained home offers the perfect blend of charm and modern upgrades and is in mint condition. The exterior features excellent curb appeal with a new awning, new decorative storm door, and new side storm door, along with a private driveway leading to a detached garage with insulated sheet-rocked walls and an epoxy-sealed floor. The backyard provides a private oasis with a patio and manicured landscaping, perfect for entertaining. Inside, the home features an open floor plan with oak hardwood floors, new laminate flooring in the bedrooms (2024), and a kitchen with brand new stainless steel appliances. The fully finished basement with a separate outside entrance offers flexible space for a recreation area, guest space, or possible 3rd bedroom. Major upgrades include 200 Amp electrical panel (2024), solar panels (2024), new HVAC system (Feb 2025), new water heater (Feb 2025), and attic ventilation fan (Sept 2025). Home is gas heated, roof is approximately 10 years young.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$779,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 516.383.2061
Linda.Barnds@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $623,200 | $623,200 | $623,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $510 | $510 | $510 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,837 | $3,935 | $5,175 |
| Total Monthly Payment | $4,439 | $4,537 | $5,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.