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Owner occupied, inviting 2 family home with spacious living space in both units. Located on a dead end street off of Knotty Oak Road . The property sits on almost half acre of land. !st floor is a one bedroom, Second floor is a 3-4 bedroom. Each unit has its own heating system with separate electric meters. There are 2 separate boiler mates for hot water for each unit. There are solar panels that are leased on the roof. Septic system is designed for a 4 bedroom home. All of the appliances in owner unit will remain. Tenant on 2nd owns stove, refrigerator, washer and dryer. Above ground pool belongs to the tenant. Air conditioners that are built in will remain, Any window units belong to the tenant. The shed in back of house on the hill belongs to the tenant. Tenants on a month to month, no lease. One layer 5 year old roof. There is a spacious carport (24x24) that could house a couple of trucks or cars. Plenty of parking for both units on both sides of house. Detached to the far left is a large work shop , ideal for a hobbyist or tradesman. This property is ideal for investors or owner-occupants. This is a must see. Call to schedule a private showing
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,920 | $519,920 | $519,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $465 | $465 | $465 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,117 | $3,244 | $4,283 |
| Total Monthly Payment | $3,674 | $3,801 | $4,840 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.