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Welcome to The Spencer House, a highly desirable co-op nestled in the heart of Woodlawn Heights. This spacious one-bedroom apartment offers the perfect balance of comfort, functionality, and classic Bronx charm in a beautifully maintained elevator building. Enter through a welcoming foyer that leads into an expansive living room, providing ample space for a full seating arrangement, entertainment area, and even a dedicated home office nook. A separate dining area sits just off the kitchen, creating an ideal layout for both everyday living and hosting guests. The windowed kitchen offers great natural light and practical workspace for meal preparation. The generously sized bedroom serves as a peaceful retreat and features excellent closet space, while additional closets throughout the home ensure abundant storage. A centrally located windowed bathroom is easily accessible from both the living area and bedroom. Spencer House offers on-site laundry, a live-in superintendent, secure entry, elevator access, a charming garden area, and parking via waitlist. Ideally located just minutes from the Metro-North station—providing an under 30-minute commute to Grand Central—as well as local buses, shops, restaurants, and the vibrant Katonah Avenue commercial district. Whether you’re a first-time buyer or looking to downsize, this inviting Woodlawn residence offers space, convenience, and exceptional value. Don’t miss the opportunity to make it your own.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$159,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $127,200 | $127,200 | $127,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $783 | $804 | $1,056 |
| Total Monthly Payment | $858 | $879 | $1,131 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.