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TURN-KEY FURNISHED – MOVE RIGHT IN! NO LOT RENT! AFFORDABLE LIVING! Enjoy easy Florida living in Palm Lake Estates, a friendly and active 55+ community where you OWN the land – NO LOT RENT! This well-maintained two bedroom, two bath home is fully furnished and ready for its new owner. Upgrades include new bathroom, put plywood under the new laminate flooring, water heater moved into the utility shed, extended the shed, replaced electrical panel, replaced receptacles and A/C new in 2025 making it the perfect seasonal retreat or full-time residence. Just bring your suitcase and start enjoying the Florida lifestyle. Palm Lake Estates offers a welcoming atmosphere with an active community. Unit in PET area for you furry companion. The LOW monthly Maintenance Fee keeps living affordable while you enjoy everything this community. has for you. Fee includes: Water, sewer, trash, on site manager, community pool, Internet, Cable, and Security. Located near shopping, eating places, airport and minutes to Anna Maria Island.
If you’re searching for affordable Florida living, low fees, and a move-in ready home, this one is a must see!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$164,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $131,600 | $131,600 | $131,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $129 | $129 | $129 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $778 | $810 | $1,067 |
| Total Monthly Payment | $982 | $1,014 | $1,271 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.