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This West Brattleboro ranch style home is situated in that sought after "just outside of town" location with the hard-to-find combination of convenient proximity to the necessities and out the door access to walks on quiet country roads including the trails around the Pleasant Valley Reservoir just short drive up the road. The house has had two renovations in the past 20 years (2006 & 2015/16) and offers a great floor plan, primary bedroom suite, large modern kitchen/dining room, attached two car garage, dedicated office/study, entry/mudroom and a full "sock friendly" clean/dry walk-out basement. The home also features hardwood, softwood and tile flooring, stainless kitchen appliances and a pantry closet, a first-floor laundry, lots of storage and much more. The primary suite is separated from the main house and located at the south end with outstanding privacy. Built as an addition in 2015 to the original house it boasts pine flooring, large walk-in closet, direct access to the back decks, lots of glass for natural light and an amazing bathroom with a huge custom tile shower, soaking tub, double vanity and tons of elbow room. On the outside you'll find a large full length back deck, pole barn for extra storage, outstanding lawns and landscaped grounds with plenty of room for summer cookouts and family fun. The house systems have been upgraded and improved over recent years with two mini-splits, a Buderus OHWBB 2 zone heating system, a pellet stove in the living room, a newer 200 AMP panel with a 6. 4 KW ground mounted solar array that is grid tied and offsets some utility costs and is overall a very efficient home. The primary suite addition has a full basement now attached to the original foundation which adds a bonus storage area with an at grade double door making it easy to store equipment or the "toys" in dry cool space. A very well cared for home in a great location just minutes to town. Sale subject to Seller finalizing their purchase of new primary home.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $343,200 | $343,200 | $343,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $664 | $664 | $664 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,030 | $2,141 | $2,804 |
| Total Monthly Payment | $2,769 | $2,880 | $3,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.