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Waterfront accessible with private dock access. This newly renovated ranch combines a balance of comfort, space, and modern comforts & new upgrades that would be considered an eco-friendly home. Situated on nearly 1 acres of land, this multi-level property offers enough space entertaining friends indoors and outdoors. This 3-bedroom / 3-bath home was thoughtfully updated in 2020 and features a chef's-kitchen, pet-proof flooring, a cozy wood-burning fireplace, and a fully finished basement for entertainment. Recent upgrades include new roof (2020), Mitsubishi high-efficiency HVAC system (2021), paid-off solar panels, new well tank, central air, back-up generator, and dual heating (electric HVAC + backup oil), build-in hot water system for tea/coffee, highly efficient anderson windows and doors, pet-friendly smart door, out-door fire-pit. Enjoy outdoor living with a fenced yard and deck overlooking the lake, perfect for relaxing or entertaining, and just steps away from the patio. Approved for short-term rental, making it ideal as a primary home, vacation getaway, or investment property - full furnished package optional. Located minutes from town (Port Jervis) and minutes away from Delaware River Gap surrounded by nature offering privacy, comfort, and modern eco-friendly efficiency just 2. 5 HRs from NYC
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Our Executive Mortgage Banker:
Our Insurance Division:
$485,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $388,000 | $388,000 | $388,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $565 | $565 | $565 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,389 | $2,450 | $3,222 |
| Total Monthly Payment | $3,029 | $3,090 | $3,862 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.