Welcome home to this charming 3-bedroom, 1. 5-bath Colonial nestled in the heart of beautiful Malverne, where classic character meets modern comfort and everyday convenience. Ideally located just a half mile from the LIRR station and only minutes from local shops, restaurants, and neighborhood parks, this home offers the perfect blend of suburban tranquility and commuter-friendly living. Inside, you’ll find gleaming hardwood floors throughout and a recently updated quartz eat-in kitchen that truly shines, featuring stainless steel appliances, soft-close cabinetry, a functional center island, and abundant storage—perfect for both daily living and entertaining. The formal living room boasts a working fireplace, creating a warm and inviting space that could also be reimagined as a formal dining room, highlighting the home’s flexible layout and multiple options for how each room can be used. Upstairs, the recently updated full bath complements three well-proportioned bedrooms. Additional living space continues in the fully finished basement, complete with a functioning sink, a separate laundry area, and a convenient outside entrance. The home also features a 12-year-old roof for added peace of mind. Step outside from the eat-in kitchen onto the enclosed porch, which overlooks a beautifully landscaped, private, and fully fenced backyard—your own serene retreat for relaxing or entertaining. This delightful Colonial offers charm, versatility, and location all in one, making it a truly special opportunity in Malverne.
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Our Executive Mortgage Banker:
$749,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,999 | $599,999 | $599,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,040 | $1,040 | $1,040 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,597 | $3,743 | $4,942 |
| Total Monthly Payment | $4,729 | $4,875 | $6,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.