|
|
Presented by
Sean K Connelly |
MULTIPLE OFFER SITUATION - ALL OFFERS DUE MONDAY MARCH 23, 2026 AT 12: 00 NOON - THANK YOU!This gem of a home is located in the beautiful coastal community of Warwick Neck with the ability to walk to the water and beach. A cozy cottage that has 2 bedrooms and 1 full bath is perfect for single-level living. The main living and dining areas enjoy the beautiful and authentic stone fireplace, natural sunlight, recessed lighting and easy access to the kitchen. Many of the major updates have been completed beginning with vinyl planking floors, fresh paint, granite kitchen with Stainless appliances, and the newer bathroom has a walk in shower with ceramic flooring. This home also has a newer roof (6 years old), newer hot water heater (6 years old), an Ecobee Smart Thermostat, and a complete RISE energy audit was conducted less than 6 years ago. The back yard is completely enclosed with white vinyl fencing and has a great deck for grilling and a shed for storage! The attic has pull down stairs with plenty of room to store your items. Enjoy the nearby marinas, golf, water front dining and walks along the beach! Close to RI International Airport! About one hour to Boston, and 3 hours to NYC! Location!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 781.910.6261
Sean.Connelly@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $288 | $288 | $288 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,585 | $1,672 | $2,190 |
| Total Monthly Payment | $1,948 | $2,035 | $2,553 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.