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Welcome home to this amazing Colonial-style 4-bedroom oasis in the Town of Riverhead, sitting on an extra-large 155x260 lot with curb appeal galore! The first floor features a huge formal dining room, and an open eat in kitchen with access to the deck with electric awning. The family room features a mini-split system unit, a fireplace with wood burning stove and high-hat lighting. Two large bedrooms and a large full bath with tons of storage space round out the first floor. The second-floor features two additional large bedrooms and a huge bathroom with dual sinks, a shower stall, a large jacuzzi tub, and separate toilet/sink area. Parking is a breeze with a detached 2 car garage and expansive private driveway. The full basement is ready and has plenty of space to make a "man cave", playroom and office space, media room, or anything you can think of! Never worry about a damp or wet basement, as the basement is equipped with a French drain! Upgrades include stainless steel appliances and two zones of heat! This home is move-in ready and a must see! Conveniently located near beautiful beaches including exclusive access to the Town of Riverhead beaches, Wildwood State Park, amazing local farm stands, vineyards, restaurants and shopping, all with convenient access to both the North and South Forks.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$798,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $638,400 | $638,400 | $638,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $1,223 | $1,223 | $1,223 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,776 | $3,931 | $5,174 |
| Total Monthly Payment | $5,091 | $5,246 | $6,489 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.