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Under contract-accepting backup offers. Welcome to a rare waterfront opportunity with no HOA and no deed restrictions, located on a quiet cul-de-sac in unincorporated Manatee County. This unique property includes a 2-bedroom, 1-bath main home with 1, 602 square feet of living space, plus a separate efficiency/in-law suite offering 2 bedrooms, 1 bath, and an additional 366 square feet — ideal for extended family or guests.
The main house features an enclosed lanai with new no-see-um screening and an HVAC system that’s just four years old. The efficiency suite has its own screened lanai and is equipped with a brand-new two-head ductless mini-split HVAC system. Recent updates throughout the property include new kitchen cabinetry with quartz countertops, updated bathrooms with new toilets, vanities, and showers, along with new appliances and a new water heater.
Out back, you'll find a private dock with a boat lift that was replaced three years ago, including four new pilings, motors, bunks, a canopy, and remote control operation. The backyard is a front-row seat to Florida’s natural beauty, where manatees, dolphins, and ospreys are regular visitors. For anglers, the dock provides access to snook, redfish, trout, mangrove snapper, flounder, and more. Best of all, you're just a 15-minute boat ride to the confluence of Tampa Bay, Sarasota Bay, and the Manatee River.
Whether you're looking for multi-generational living, guest accommodations, or potential rental income, this property offers flexibility, freedom, and direct access to the best of Florida waterfront living.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $325 | $325 | $325 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,518 | $2,620 | $3,460 |
| Total Monthly Payment | $2,935 | $3,037 | $3,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.