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Welcome home to 17 Ruby Lane! Nestled in the highly sought-after North Salem School District, this incredibly spacious 4-bedroom, 2. 5-bathroom home wraps you in warmth and timeless character from the moment you step inside. Beautiful, gleaming hardwood floors and refined, custom millwork carry you through a main level that features a formal dining room, a welcoming living room, and a private home office elegantly tucked behind classic French doors. The true heart of the house is the gorgeous kitchen, boasting beautiful granite countertops, endless warm wood cabinetry, and sleek stainless steel appliances, which flows effortlessly into an inviting great room where a classic wood-burning fireplace begs you to curl up on chilly evenings. When the weather is warm, throw open the doors to the expansive back deck overlooking a picturesque, sprawling backyard with glorious, wide-open space to play, garden, or even build the pool of your dreams. Upstairs, your primary suite awaits as a true retreat with a large walk-in closet and a spa-like bathroom complete with a double-sink vanity and a relaxing soaking tub/shower, joined by three more generous bedrooms, a full hall bath, and a versatile bonus space. The possibilities are endless in the walk-out basement, offering a fantastic blank canvas for a home gym, media room, wine cellar, or just a cozy hangout spot. Packed with convenience and peace of mind, this home features a brand-new roof from 2024, a heated two-car garage, a central vacuum, an underground sprinkler system, and a thoughtfully placed first-floor laundry room, all while being just a quick 3-minute drive to the Croton Falls train station to make your NYC commute an absolute breeze. 17 Ruby Lane isn't just a house; it's a place to build a lifetime of memories, and you won't want to miss the chance to make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$925,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $740,000 | $740,000 | $740,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.021% | 5.984% | 5.689% |
| Monthly Tax Payment | $1,404 | $1,404 | $1,404 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,029 | $4,377 | $6,096 |
| Total Monthly Payment | $5,525 | $5,873 | $7,592 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.