|
Charming 1920s farmhouse on 50 acres — Earlville, NY Nestled in the rolling hills of Madison County, this timeless 1920s farmhouse offers the kind of peaceful rural life that's getting harder to find. Set on 50 beautiful acres, the 4-bedroom, 2. 5-bath home blends vintage character with practical country living — just a short drive from the welcoming villages of Hamilton, Earlville, and Sherburne. Whether you're dreaming of raising animals, growing a garden, or simply spreading out and breathing fresh air, this property is ready for it. The corral features 25–30 fenced acres with an attached animal shelter, a dedicated cattle well, a chicken coop, a dog house, and even a playhouse — everything a working homestead needs, already in place. The detached 2-bay garage has its own separate electric meter, adding flexibility for a workshop or rental use. Heat is handled by a wood boiler with zoned heat (with its own storage shed), a secondary oil furnace in the basement can either be utilized as a backup heat or a primary source if cutting wood isn't on your plan — reliable and efficient through Central New York winters. A residential well serves the home, with a second well dedicated to the corral. *The original list price of $190, 000 was the opening bid when listing for auction. This is now a traditional listing!*
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$365,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $292,400 | $292,400 | $292,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $529 | $529 | $529 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,800 | $1,872 | $2,448 |
| Total Monthly Payment | $2,404 | $2,476 | $3,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.