130 ANCHORAGE DRIVE, Flagler Beach, FL, 32136 | $229,000

Under contract-accepting backup offers. If you’re ready to embrace the relaxed beach lifestyle, this completely renovated home is the one you’ve been waiting for. Taken down to the studs in 2022 and rebuilt from floor to ceiling, every detail has been thoughtfully designed, making this a true move-in-ready coastal retreat. Step inside to a bright, open floor plan that seamlessly blends comfort and functionality, perfect for both everyday living and entertaining. The beautifully updated kitchen features an abundance cabinetry, a large center island, and stainless steel appliances, all included. Tongue and groove flooring runs throughout the home, offering both durability and easy, low-maintenance coastal living. The living area extends effortlessly to a screened in porch, the perfect place to relax and enjoy the gentle ocean breezes. Major updates include, 2x4 walls with drywall, blown insulation under the home with new tie downs, new electrical and plumbing, all new windows, water heater, washer/dryer and appliances. The roof, A/C mini-split units, and front porch, were replaced in 2025. Located in Surfside Estates, an active 55+ resident-owned community ideally situated between the Atlantic Ocean and the Intracoastal Waterway, this property includes a land share, you pay no lot rent. The low $220 monthly fee covers Wi-Fi, cable, lawn care, management, and full access to amenities. Residents enjoy a heated and cooled inground pool, fitness room, library, shuffleboard courts, rooftop deck, and a vibrant Social Club with potlucks, holiday dinners, bingo, card games, exercise classes, water aerobics, and more. The community also offers Intracoastal access with kayak storage, a BBQ area, and a gazebo overlooking the water. You can walk to the beach just across the street or take your bike or golf cart to one of two nearby docks to fish or take in stunning sunsets. The charming town of Flagler Beach is just minutes away, offering local shops, restaurants, and entertainment, with additional shopping, medical facilities, and services just over the bridge. This is your opportunity to put your toes in the sand and start enjoying island time!

Features

  • Amenities: Basketball Court, Cable TV, Clubhouse, Elevator(s), Fitness Center, Pool
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Outside
  • Style: Bungalow
  • Year Built: 1975
  • Heating: Electric, Wall Units / Window Unit
  • Cooling: Mini-Split Unit(s)
  • Approx Sq. Feet: 949
  • Acreage: 0.08
  • Est. Taxes: $2,099
  • HOA Fee: $220 Monthly
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: FC316967
  • Days on Market: 51 days
  • Website: https://www.raveis.com
    /prop/FC316967/130anchoragedrive_flaglerbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/9/2026 4:17:08 PM)
Listing courtesy of STILES REAL ESTATE CO.   Phone: 386-320-5530

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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130 ANCHORAGE DRIVE, Flagler Beach, FL, 32136

$229,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $183,200 $183,200 $183,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $175 $175 $175
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,084 $1,128 $1,485
Total Monthly Payment $1,334 $1,378 $1,735

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.