130 BREAKERS COURT, #221, Punta Gorda, FL, 33950 | $549,900

Seller offering to pay first year's HOA fee for the buyer or contribute $10, 000 towards the buyer's closing costs and prepaids! Punta Gorda Waterfront Condo with Private Marina Access! Experience coastal living at its finest in this beautifully upgraded, turnkey 2nd-floor condo — perfectly positioned with no bridges out to open water and a 13, 500 lb. assigned boat lift ready for your next adventure. Set within a community featuring its own private marina and heated pool, this property blends modern upgrades with a relaxed waterfront lifestyle, walking distance to Fisherman’s Village, offering boutique shopping, dining, and entertainment right nearby. Step inside and discover an open floor plan filled with natural light and thoughtful finishes. The upgraded kitchen features quartz countertops, soft-close cabinetry, stainless steel appliances, a microwave convection and oven combo, tiled backsplash, and a breakfast bar that opens to the main living area. A pass-through window to the lanai makes entertaining or casual dining a breeze. The lanai itself is designed for year-round enjoyment, featuring removable sliding panels that allow you to bring in the cool air or enjoy the comfort of your central AC. Throughout the condo, you’ll find luxury vinyl plank flooring—no carpet anywhere—and new tile on the lanai. The Wi-Fi-controlled thermostat lets you manage comfort from anywhere. Both bathrooms have been beautifully upgraded with modern vanities and fixtures, while the master suite features dual walk-in closets and a large tiled walk-in shower. The guest bedroom also includes a walk-in closet, and bedroom three comes with a built-in closet for added storage. Bedroom two doubles as a library or flex space with a built-in Murphy bed, ideal for versatile living. Additional highlights include hurricane shutters for the entire home, with automatic shutters for the front door, kitchen, and lanai. Other recent upgrades include a metal roof installed in 2023 and a dedicated office with extra storage closet. The interior laundry room is fully equipped with cabinets, a utility sink, and storage racks. Outside, enjoy direct sailboat-water access to the Gulf of Mexico — power and electric are already in place at your lift. This turnkey condo is truly move-in ready, right down to the stocked kitchenware. If you’re seeking luxury, function, and effortless waterfront living in Punta Gorda, this condo delivers it all — from the sleek finishes inside to the open water adventures just beyond your dock.

Features

  • Heating: Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Pool
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: BREAKERS POINT PH 02
  • Year Built: 1995
  • Common Charge: $893 Monthly
  • Approx Sq. Feet: 1,932
  • Acreage: 0.04
  • Est. Taxes: $7,638
  • View: Water
  • Water Front: Yes
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Number Limit
  • Appliances: Convection Oven, Dishwasher, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7516069
  • Days on Market: 83 days
  • Website: https://www.raveis.com
    /prop/C7516069/130breakerscourt_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2026 3:14:51 AM)
Listing courtesy of KW PEACE RIVER PARTNERS   Phone: 941-875-9060

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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130 BREAKERS COURT, #221, Punta Gorda, FL, 33950

$549,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,920 $439,920 $439,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.730%
Monthly Tax Payment $637 $637 $637
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,635 $2,745 $3,592
Total Monthly Payment $3,363 $3,473 $4,320

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.