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Opportunity knocks on this one! This raised ranch/cape style home is set back from the road with a long drive, making is so peaceful and private. Situated on 5. 6 acres, with a front deck overlooking a beautiful front yard, this 3-bedroom home with 2 full baths (whirlpool tub in primary) A large country kitchen, a living room with a wood-burning fireplace and a dining area with sliders that lead to the very private back yard and deck, with a wooded view and beautiful stone walls that make the perfect backdrop for gardens and bird watching! Deeded lake access to Tannery Woods Lakefront Beach area on the beautiful 9-mile Swinging Bridge Reservoir! With a full unfinished basement that houses the oil furnace, laundry, and a Culligan water system. Upstairs is partially finished, awaiting your vision, with one room sheetrocked and a large bonus space already to complete as you wish. Add a two-car attached garage and what else do you need! Lots of space, lake access, and an affordable price! Hurry up on this one! Just bring your vision and make this a beautiful home for all the family to enjoy with just a bit of tender loving care. Great location close to everything! Shopping, Woodstock Way Dinner, dog park, Post office, gas station, lakefront dining on Kauneonga Lake, 2 marina's and just minutes to all the happenings here in the Catskills! Bethel Woods Performing Arts Center, Resorts World Catskills, and Kartrite Resort and Water Park. Don't miss this one!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $609 | $609 | $609 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,965 | $2,015 | $2,651 |
| Total Monthly Payment | $2,649 | $2,699 | $3,335 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.