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Not many homes along the Connecticut coast feature a fabulous second floor great room with water views, a wet bar and a West-facing deck, upon which to relax at the end of the day and enjoy gorgeous sunsets. This seven-room grand Colonial home comes with an adjacent 0. 18 acre waterfront lot (160-6-7), permitted for a dock, for instant water access. Whether considered a dream home, coastal retreat, or year-round residence, this one has all the features to bring loved ones together, year after year. Step inside to find an open concept design, bathed in natural light, featuring three bedrooms, two full baths, and half bath. The first floor offers a flexible gathering layout. It features a new chef's kitchen, dining room with brick wood-burning fireplace, and a light-filled sun room ideal for unwinding. The dining room windows and French doors opening to the deck frame serene views of the Mystic River and nesting Ospreys. The second floor features a primary bedroom, including gas fireplace and en-suite bath, walk-in closet and laundry. Two more bedrooms and a bath with walk-in shower complete the layout, along with the great room, wet bar, and front and back decks. For motor vehicle aficionados, the attached three car garage boasts 13. 5 foot ceilings set up for three car lifts, allowing for up to six cars in three bays, as well as plenty of space for sporting gear and tools. And there is ample parking outside the garage, too. Enjoy summer cookouts on the stone patio, through the French doors off the kitchen. The home includes 400-amp electrical service and is generator-ready. Recent improvements include the chef's kitchen, a bathroom, a repaved and expanded driveway, a finished basement, the stone patio, fence, the wet bar, central air, and a permit to install a dock on the waterfront lot included with the residence. The finished lower level provides additional space for a gym, home office, media room or playroom. This unique residence is just minutes from marinas, dining, boutiques, the YMCA, downtown Mystic, parks, and the train, and only a short drive to Rhode Island beaches. Stonington, one of Connecticut's most desirable shoreline towns, is conveniently located between NYC and Boston, with Tweed, TF Green and Hartford airports nearby.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 10.0 x 14.0 | Upper |
| Bedroom 2 | 12.0 x 10.0 | Upper | |
| Dining Room | 9 ft+ Ceilings,French Doors,Hardwood Floor | 17.0 x 16.0 | Main |
| Full Bath | 5.0 x 9.0 | Upper | |
| Great Room | 9 ft+ Ceilings,Wet Bar,Hardwood Floor | 39.0 x 27.0 | Upper |
| Half Bath | 5.0 x 4.0 | Main | |
| Living Room | 8.0 x 28.0 | Main | |
| Other | Laundry Hookup | 9.0 x 9.0 | Upper |
| Primary Bath | 11.0 x 9.0 | Upper | |
| Primary Bedroom | 18.0 x 16.0 | Upper |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,440,000 | $1,440,000 | $1,440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,093 | $1,093 | $1,093 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,064 | $8,750 | $12,055 |
| Total Monthly Payment | $9,282 | $9,968 | $13,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.