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Welcome home to 5 Croft Road, an enchanting Cape Cod located in the Spackenkill School District. Offering 1, 362 square feet on a level . 34-acre lot, this home presents an opportunity to own a move-in ready property with standout indoor and outdoor features. Inside blends style and practicality, you’ll find an inviting wood-burning stove, a warm and functional layout that has character and comfort with hardwood floors throughout, a cozy living room, formal dining room and a kitchen featuring granite countertops and stainless-steel appliances. The kitchen transitions conveniently onto the large deck. Flexible first- floor bedroom and bathroom with a jacuzzi tub lend options for a home office, exercise room or overnight guests. Upstairs is a spacious bedroom and at the opposite end of the hall is the primary suite, which is an oasis of its own. Enter through pocket doors to find a bright and roomy primary bedroom and a full bathroom. The lower level is finished with a laundry area and allows for plenty of storage or options for a hobby room. The one car garage offers a 40 amp EV car charging outlet and generator hookup. The level backyard is designed for lifestyle and geared for year-round entertainment--it is fully fenced, has a spacious patio, stay warm by the fire pit, BBQ on the spacious deck or stay cool and dive into the 28, 000-gallon inground pool with its deepest end being 9. 5’ deep. With a pool shed, a 1yo pool pump and a 3yo water heater, you’ll be enjoying this backyard for years to come. Other updates that bring peace of mind: Central air and roof (2014), refrigerator 3yo, 6yo washer/dryer, Oil tank replaced in 2024, UV electrical air filtration system, Electrical surge protector, fireplace flue 8yo, and the exterior electrical redone in 2023. Town sewer and water. Homes offering this combination of amenities and location in Spackenkill are highly desirable. Ideally located near shopping, dining, and commuter routes, this home delivers both value and lifestyle right in the middle of all the Hudson Valley has to offer. Come see this charmer as soon as you can!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $1,192 | $1,192 | $1,192 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,011 | $2,093 | $2,776 |
| Total Monthly Payment | $3,278 | $3,360 | $4,043 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.