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**Ask about the possibility of receiving 1% reduction in interest rate and free refi. *** Situated on Fort Johnson Road on James Island, this home offers a beautiful setting and an exceptional location. As you approach the property, you'll immediately notice the soaring oak trees, the lovely front yard, the roomy and versatile driveway, and the welcoming front porch that creates inviting curb appeal. Step inside to discover gleaming wood flooring and abundant natural light throughout the home. To the right of the foyer, the formal living room features a charming bay window and convenient access to the kitchen, making it a comfortable space for gathering. To the left of the entry, a flexible room offers the perfect setting for a formal dining room, living room, or study space to suit your space to suit your needs. The kitchen features gleaming countertops, stainless appliances, a stylish backsplash, white cabinetry, and a functional galley-style layout with a casual eat-in area. Just beyond, the family room provides a warm and welcoming space with a cozy fireplace and access to the backyard, creating an ideal setting for both relaxing and entertaining. The flexible bonus room and can serve as a bedroom, media room, or additional living space. A convenient laundry room and powder room complete the main level. Upstairs, the spacious primary bedroom offers wonderful natural light, a separate sitting area, two closets, and an en suite bathroom featuring a modern vanity and a beautiful step-in shower. Two additional bedrooms are also located on the second floor, including one with a walk-in closet, along with a lovely full bathroom. Out back, you'll love spending time in the fenced-in backyard where shady trees, a huge deck and patio, beautiful landscaping, and a handy shed create a peaceful outdoor retreat. This location is hard to beat. Directly across the street you'll find Harbor View-Fort Johnson Park. You're also just over a mile from Melton Peter Demetre Park and within 5 miles of various shopping and dining options, James Island County Park, and downtown Charleston. The Wappoo Cut Boat Landing is just 5. 2 miles away, and downtown Charleston is 7. 8 miles away. With so much to love both inside and out, this James Island home is one you won't want to miss. Schedule your showing today. *Some images have been virtually enhanced or staged. The furnishings and decor shown are for illustrative purposes only, and the actual property may appear different in person.
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Our Executive Mortgage Banker:
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$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,694 | $3,788 | $4,982 |
| Total Monthly Payment | $3,786 | $3,880 | $5,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.