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Step into the charm of circa 1860 living with the comforts of thoughtful modern updates in the heart of Historic Summerville. Set on beautifully landscaped grounds, this three bedroom, two and a half bathroom property offers exceptional curb appeal and privacy, highlighted by a magnificent grand live oak, mature camellias, mature azaleas, and winding brick pathways that create a true garden oasis in town. The property also includes a charming two-story guest cottage of approximately 1, 000 square feet, thoughtfully designed with its own living room, dining room, kitchen, bedroom, full bath, and half bath, perfect for hosting guests, extended family, or generating income while maintaining separation from the main residence. A wide, welcoming front porch overlooks the lush yard and sets the tone for relaxed Lowcountry living, offering the perfect place to enjoy quiet mornings or evening gatherings. Inside, the home showcases soaring ceilings, gorgeous hardwood floors throughout, and spacious, light-filled rooms that blend historic character with modern convenience. Two elegant fireplaces anchor the main living spaces (one in the living room and another in the den) adding warmth and timeless charm. The beautifully updated kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, a built-in oven and microwave, subway tile backsplash, updated lighting, a large island with seating, and generous counter and storage space. The adjacent formal dining room provides an inviting setting for hosting, while additional living and sitting areas offer flexibility for relaxing or gathering. The home offers spacious bedrooms for privacy, including a primary suite on the first floor for convenience. Bathrooms have been beautifully renovated with luxurious finishes, allowing you to enjoy the character of a historic home with much of the important work already completed. Major updates include a new roof (2020), three HVAC units replaced in 2020, updated plumbing, and a remodeled kitchen and baths. Outdoor living continues in the backyard with a large brick patio and deck, surrounded by mature landscaping and anchored by the property's stunning oak tree, creating a peaceful retreat just moments from everything Summerville has to offer. Additional features include a two-car garage with workshop space, providing ample room for storage, hobbies, or projects. Historic charm, modern updates, and beautifully curated grounds come together to make this a rare opportunity to own a private retreat in one of Summerville's most desirable historic settings.
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Our Executive Mortgage Banker:
$1,299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,039,200 | $1,039,200 | $1,039,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.349% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,231 | $6,399 | $8,769 |
| Total Monthly Payment | $6,356 | $6,524 | $8,894 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.