Welcome home to this updated single-family ranch located in the vibrant Village of Patchogue. With approximately 768 square feet of cozy interior living space, this property sits on a generous 6970 sq ft lot, providing ample outdoor enjoyment. Recently renovated this home features a classic layout with 2 comfortable bedrooms and 1 full bathroom, making it an ideal space for those seeking a peaceful retreat. Enjoy the modern comforts of central ac and gas forced air heating, ensuring a pleasant atmosphere throughout the seasons. Situated within the Town of Brookhaven, this home offers an excellent location near essential amenities. Walking distance away to Patchogue's Beach Club, Fire Island ferries, offering serene escapes to beautiful beaches. Local shopping, diverse restaurants, and parks are within easy reach, making day-to-day living convenient and vibrant. Commuters will appreciate the proximity to the Long Island Rail Road (LIRR) station, providing swift access to the greater Long Island area and beyond. With taxes of $10, 184 (before exemptions/including village tax) This delightful property is a fantastic opportunity for anyone looking to enjoy a blend of comfort, convenience, and scenic beauty in the heart of Patchogue.
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$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,200 | $351,200 | $351,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $849 | $849 | $849 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,077 | $2,162 | $2,846 |
| Total Monthly Payment | $3,001 | $3,086 | $3,770 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.