|
Presented by
Debbie Huscher - The Huscher Team |
169 Cedar Street, Middlefield (Rockfall), CT, 06481 | $296,000
Under $300K in Middlefield - a rare opportunity to own, update, and build real equity. Located in the desirable Rockfall section, this one-level ranch offers comfortable living today with the chance to personalize and enhance over time. While cosmetic updates will unlock the home's full potential, one of the most important improvements has already been completed - the septic system was fully replaced just a few years ago (not just the tank), providing significant long-term value and peace of mind. The living room is bright and inviting, featuring large windows that bring in natural light along with a classic fireplace that adds warmth and character. The eat-in kitchen offers good space and functionality for daily living, with clear opportunity for future updates to flooring, cabinetry, and countertops. Two nicely sized bedrooms complete the main level, making true one-floor living easy and practical. A rebuilt chimney with wood stove adds both charm and efficiency. Outside, enjoy a pleasant yard with room to relax, garden, or entertain. A two-car garage offers valuable storage. Lifestyle is a true highlight here. Middlefield is known as a recreation crossroads, with close proximity to Powder Ridge Mountain Park, Lake Beseck, Lyman Orchards, and Wadsworth Falls State Park. Plus, easy access to Washington Street in Middletown puts shopping, dining, and everyday conveniences just minutes away. This is a smart opportunity to invest in both home and lifestyle.
Features
- Town: Middlefield
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Laundry: Lower Level
- Style: Ranch
- Year Built: 1958
- Garage: 2-car Attached Garage
- Heating: Hot Water
- Cooling: Wall Unit
- Basement: Full
- Above Grade Approx. Sq. Feet: 1,591
- Acreage: 0.46
- Est. Taxes: $4,583
- Lot Desc: Level Lot
- Elem. School: John Lyman
- High School: Coginchaug Regional
- Appliances: Electric Cooktop,Wall Oven,Refrigerator
- MLS#: 24160022
- Website: https://www.raveis.com
/prop/24160022/169cedarstreet_middlefield_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 12.0 x 18.0 | Main | |
| Dining Room | 9.0 x 14.0 | Main | |
| Kitchen | 10.0 x 18.0 | Main | |
| Living Room | Wood Stove | 14.0 x 19.0 | Main |
| Primary Bedroom | 13.0 x 16.0 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Debbie Huscher - The Huscher Team
Debbie.Huscher@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 10930
203.641.8287
Dave.Beckman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian KellyInsurance Sales Director, William Raveis Insurance
860.655.6934
Brian.Kelly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
169 Cedar Street, Middlefield (Rockfall), CT, 06481
$296,000
Debbie Huscher - The Huscher Team
William Raveis Real Estate
Phone: 860.918.4580
Debbie.Huscher@raveis.com
Dave Beckman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $236,800 | $236,800 | $236,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $382 | $382 | $382 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,401 | $1,477 | $1,934 |
| Total Monthly Payment | $1,858 | $1,934 | $2,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524