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Welcome home to this Charming ranch in the cozy and sought-after Hopkins Hill neighborhood! This well-maintained 3-bedroom, 1-bath single-family home offers comfort, desirability, and exciting future potential. The home features an updated kitchen (2010), and layout perfect for everyday living and entertaining. Numerous upgrades provide peace of mind, including a new single layer roof, low-maintenance vinyl siding and replacement windows updated septic system (2010), furnace (2010), and oil tank (2015). The home has also been improved with blown-in insulation in the walls and attic, helping energy efficiency and year-round comfort. Beautiful hardwood floors are found throughout! Partially finished basement offers 4 extra rooms offering many possibilities. The spacious fenced in rear yard sports a large trex deck, ideal for grilling or relaxing with your morning coffee. This amazing opportunity is ready for you to put on your personal touches, and build instant equity. Bonus opportunity: Complete plans are in hand for a gorgeous 2800sq foot 2 story renovation, offering buyers the chance to expand the home and create their dream space while adding significant future value. Located in a quiet, welcoming neighborhood, the home is just minutes to shopping, dining, and Rt95, while still offering the charm of the Hopkins Hill area. Homes in this neighborhood rarely come to market. Don't miss this rare opportunity to own a well-cared-for home with huge equity and expansion potential!
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Our Executive Mortgage Banker:
Our Insurance Division:
$364,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $291,920 | $291,920 | $291,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.533% | 5.920% |
| Monthly Tax Payment | $318 | $318 | $318 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,750 | $1,821 | $2,405 |
| Total Monthly Payment | $2,143 | $2,214 | $2,798 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.