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Spacious 3-bedroom, 3-full bath co-op with a private balcony located in THE QUINCY in Mount Vernon. Offering approximately 1, 350 sq ft in an elevator building, this home presents a wonderful opportunity to create the space you've been looking for. The layout features a bright living room with access to a private balcony, a separate dining area, and a galley kitchen ready for your personal updates. The apartment includes 3 well-proportioned bedrooms, 2 full bathrooms, and excellent closet space throughout. Located on the 3rd floor, residents enjoy the convenience of an elevator building with an on-site laundry room. The building is conveniently located near Metro-North and Bee-Line bus service, providing easy access for commuters. Street parking is available, with building parking spaces offered via waitlist. Cats are allowed. With its generous room sizes and solid layout, this home offers great potential for buyers looking to update and customize the space to their own taste. *Sale is subject to court approval (third-party approval required) and the property is being sold "as-is". Bring your vision and transform this spacious apartment into something truly special.
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,396 | $1,472 | $1,927 |
| Total Monthly Payment | $1,471 | $1,547 | $2,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.